Just Starting Out

Embarking on your financial journey can be an intimidating process. So many small things now can make a big impact later. We understand that you have questions, and we believe that ALL of your questions are important. We will patiently and thoroughly answer each one and help to make a comprehensive flexible financial road map that will work for you now and well into the future.



Importance of a Systematic Savings Plan
Importance of contributing to a 401K/IRA Plan & Employer Matched Contributions


How to make & KEEP a budget
Credit Card Pitfalls
The importance of knowing your credit report and FICO Score
Debt Management & how Debts can HELP


The Important role of Insurance for protecting your income

Basic Financial Planning

Setting Goals & Cash Management

Getting Married

Sharing your life with someone is a big step. Sharing your financial life with someone at times can seem bigger. We can help by establishing a clear and thorough financial plan. We will handle some of the less-glamourous financial concerns, helping you to focus on your “happily ever after”.



Debt/Credit Evaluation
Savings Goals & How to get there


Income/Spending Habits


Asset and Income Protection
Insurance Choices – life, health, property, disability
Change of Beneficiaries for 401K/IRA & Insurance Policies
Safeguarding your future with proper estate planning

Marriage Tax Implications

Opening A Business

Becoming your own boss can be an overwhelming and detailed process. You need to make sure that all steps are properly in place to safeguard your personal finances and to protect your business. You also need to have a clear financial plan in place to make sure that your business can continue to grow – giving you financial freedom. Let’s help you get “Open for Business”.


Entity Selection

Choosing the Best Entity for Your Situation (C-corp, S-corp, LLC, Partnership, Sole Proprietorship)
Secretary of State filings
Applying for an Employer Identification Number (EIN)


Financial Statements & Financial Reporting
Payroll Setup & Management

Tax Compliance

Tax Filing & Records
Employees or Independent Contractors
Employee Payroll, Workers Compensation & Disability & Paid Family Leave Insurance
Human Resources

Business Property

Own or Rent (Lease Agreements)

Business Insurance

Liability, Property, Health, Commercial Auto

Starting A Family

The decision to begin a family is a huge step. We can help with all of your financial questions that go along with expanding your family – the late night feedings and diaper changes are on you, though.



Education Funding Choices
Tax Implications


Adjusting Income and Spending Habits


Safeguarding your future with proper estate documents
Change of Beneficiaries
Insurance Choices – life, health, property
Appointing Guardians
Updating all Family Documents

Special Needs Situations